Desert Schools Credit Union
Desert Schools credit union, a federal credit union in Arizona, is one of the top credit unions in the nation. The institution boasted 200,000 members as of 1999. In general the service at credit unions is better than that at banks. Whereas shareholders own banks, the depositors own a credit union. It’s time for a closer look.
Desert Schools Credit Union was recently rated number one for auto loans in Arizona, and in the entire country it was 15th. That’s a big deal when people want to purchase a car. It’s best to have cash in pocket when entering a dealership. Give a dealer finance manager some wiggle room and he’ll jack up the price of a car by thousands of dollars through a loan.
Even those 0% APR dealer loans can be a disaster for the buyer. Walk in as if you’re paying cash because essentially with the dealer that’s what you’re doing. It actually gives you more negotiating power. When someone at the dealership starts getting angry at you you know you’re doing something right.
Desert Schools Credit Union has a lot of financing offers for cars, trucks, and motorcycles. They directly work with over 200 participating dealers and businesses to make sure the loan experience for the buyer is smooth. This also means the best of both worlds. The buyer can wait until he has selected a vehicle to secure his financing, without having to deal with the dealer loans.
Desert School credit union vehicle loans aren’t just limited to cars. This includes loans for motorcycles, boats, and personal watercraft. The credit union knows people want to have fun. Amazingly, they’ll loan you money to build a pool. Most homes in Arizona have a swimming pool to combat the extreme heat.
When it began Desert Schools Credit Union had only $75 in assets from 15 members. Today the credit union has 350,000 members who collectively have deposited over $3 billion. Math tells us that the growth has been 40 million times – or 4,000,000,000%.
If you live in Arizona, become a member of the Desert Schools credit union. It’s FDIC insured.
